Why a Cash Advance?

Traditional banks and SBA loans usually serve businesses with lots of assets and great credit scores. At LoanQuail Capital, we look at the bigger picture, focusing on your business's health instead of just your credit score. To qualify, your business needs to accept card payments, and you don't need to put up any collateral.

We check a few important things to get to know your business:

Annual Sales
Regular Cash Flow
Relationship with Suppliers
Time in Business
Legal and Financial Status

Maximizing Your Merchant Cash Advance

A merchant cash advance (MCA) offers flexible funding with no set guidelines on usage, making it an ideal choice for various business growth activities.

Here are some effective ways to leverage your MCA:

Seize timely growth opportunities
Enhance your marketing efforts
Buy inventory or materials in large quantities
Update your tools and technology
Grow your team with new hires
Invest in skill development and education for your staff

Securing a Merchant Cash Advance in Four Simple Steps

1. Submit Your Application

Just fill out our brief form online and provide the last three months of your business's bank statements.

2. Review Your Offer

Our Funding Advisor will touch base within a few business hours to go over your advance options.

3.Agree to Terms

You'll get an email with a secure link to DocuSign where you can read and sign off on all the details.

4. Access Your Funds

We'll start advancing funds against your business's card sales, with repayments tailored to your revenue flow.

A merchant cash advance (MCA) is perfect for:

Quick cash needs—funds can be available in under 24 hours.
High volume of card transactions.
Consumer-facing enterprises seeking modest capital.
Those with less-than-perfect credit.
Owners who lack tangible assets for collateral.

MCAs serve a wide array of sectors, including eateries, dental offices, legal practices, medical clinics, fuel stations, and drugstores, among others. Whatever your field, our skilled Funding Advisors are here to guide you towards the optimal financial solution, ensuring your business thrives while maintaining healthy cash flow.

Get Pre Qualified Today Here:

Understanding Merchant Cash Advance Costs

Instead of typical interest rates, merchant cash advances apply factor rates to determine the cost. These rates, expressed as decimals, indicate the additional amount you'll repay on top of the loan's original sum. The specific factor rate assigned to your advance is calculated after evaluating the associated risk, usually ranging from 1.1 to 1.5.