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3 Easy Steps to Pre-Qualify for Working Capital

Why a us?

Traditional banks and SBA loans usually serve businesses with lots of assets and great credit scores. At LoanQuail Capital, we look at the bigger picture, focusing on your business's health instead of just your credit score. To qualify, your business needs to accept card payments, and you don't need to put up any collateral.

We check a few important things to get to know your business:

  • Annual Sales

  • Regular Cash Flow

  • Relationship with Suppliers

  • Time in Business

  • Legal and Financial Status

What do we offer?

We offers flexible funding with no set guidelines on usage, making it an ideal choice for various business growth activities.

Here are some effective ways to leverage your Business:

  • Seize timely growth opportunities

  • Enhance your marketing efforts

  • Buy inventory or materials in large quantities

  • Update your tools and technology

  • Grow your team with new hires

  • Invest in skill development and education for your staff

Is it perfect for you?

  • Quick cash needs—funds can be available in under 24 hours.

  • High volume of card transactions.

  • Consumer-facing enterprises seeking modest capital.

  • Those with less-than-perfect credit.

  • Owners who lack tangible assets for collateral.

MCAs serve a wide array of sectors, including eateries, dental offices, legal practices, medical clinics, fuel stations, and drugstores, among others. Whatever your field, our skilled Funding Advisors are here to guide you towards the optimal financial solution, ensuring your business thrives while maintaining healthy cash flow.

Understanding Costs & Interests

Instead of typical interest rates, merchant cash advances apply factor rates to determine the cost. These rates, expressed as decimals, indicate the additional amount you'll repay on top of the loan's original sum. The specific factor rate assigned to your advance is calculated after evaluating the associated risk, usually ranging from 1.1 to 1.5.

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